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Stripe

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Payment infrastructure for accepting cards and payments online, in person, and globally.

Banking as a Service (BaaS) Software Billing software Card Management Software Mobile Credit Card Processing Software
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  • Deployment Cloud Based
  • Starting price 2.9% + $0.30/transaction
  • Free trial Not offered
  • Best for Freelancers, Startups, SMEs

What is Stripe?

Stripe is a payment processing platform that lets businesses accept credit cards, debit cards, and dozens of other payment methods online, in person, and across borders through a single API. It is used by companies ranging from small online stores to large public companies, combining a checkout and billing product suite with tools for fraud prevention, tax calculation, and marketplace payouts.

Beyond core payments, Stripe offers Connect for platforms and marketplaces, Radar for machine learning fraud detection, Terminal for in-person card readers, and Billing for subscription management. Pricing is pay as you go with no monthly fee for standard accounts, and large businesses can negotiate custom volume-based rates.

Key Features of Stripe

Stripe lists 8 documented features, including Online checkout and hosted payment pages, 135+ currencies and 40+ global payment methods and Stripe Radar machine learning fraud detection. The list below covers what the product does rather than how it is marketed.

  • Online checkout and hosted payment pages
  • 135+ currencies and 40+ global payment methods
  • Stripe Radar machine learning fraud detection
  • Stripe Terminal for in-person card payments
  • Stripe Connect for platforms and marketplaces
  • Stripe Billing for subscriptions and invoicing
  • Stripe Tax for automated tax calculation
  • Extensive developer APIs and SDKs

Stripe Pricing

Stripe lists 3 plans without published figures. Pricing is quoted on request.

Pay as you go

2.9% + $0.30/transaction

Online card payments (US)

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No monthly or setup fees; pay only when you get paid

In-person (Terminal)

2.7% + $0.05/transaction

Card-present payments

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Rate for in-person payments via Stripe Terminal

Enterprise

Custom

High-volume businesses

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Custom negotiated rates for large-scale processing

Stripe Specifications

Stripe is available on web app and has iOS and Android apps. It offers an API.

Deployment
  • Cloud Based
Billing cycle
Transaction
Desktop
  • Web App
Mobile
  • iOS
  • Android
Languages
  • English
Built for
  • Freelancers
  • Startups
  • SMEs
  • Agencies
  • Enterprises
Support
  • Email
  • Phone
  • Live Support
  • Tickets
Integrations
Shopify, WooCommerce, Salesforce, Slack, Xero, QuickBooks, NetSuite, Zapier, Amazon, Squarespace
Public API
Yes
Free trial
No
Free plan
No
Runs in browser
Yes
Customisable
Yes
Website
stripe.com

Stripe Videos

Stripe Screenshots

Stripe screenshot 1

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Stripe FAQs

No, the standard Stripe account has no monthly or setup fee; you pay 2.9% plus 30 cents per successful US online card transaction.

Yes, through Stripe Terminal, which uses card readers and charges 2.7% plus 5 cents per transaction.

Yes, Stripe Billing lets businesses create and manage recurring subscription plans and invoices, with an additional fee on top of standard processing.

Yes, Stripe Connect is built specifically for platforms and marketplaces that need to split payments and pay out multiple parties.

Yes, Stripe Radar uses machine learning trained on Stripe's global transaction network to flag and block fraudulent payments.