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Razorpay

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India's leading payment gateway with 100+ payment methods and business banking tools

Payment Gateway Software Payment Management Software Payment Processing Software
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  • Deployment Cloud Based
  • Starting price 2% per transaction
  • Free trial Not offered
  • Best for Startups, SMEs, Enterprises

What is Razorpay?

Razorpay is an Indian payment gateway and financial services platform that lets businesses accept payments through more than 100 methods, including UPI, cards, netbanking, wallets, and EMI. Its Standard plan has no setup or maintenance fees and charges a 2% platform fee on domestic transactions, while an Enterprise plan offers custom pricing with a dedicated account manager for large-volume businesses.

Beyond the payment gateway, Razorpay offers RazorpayX for business banking and payouts, RazorpayX Payroll, and tools like Payment Links, Route for split payments, and Smart Collect. It targets startups, SMEs, and enterprises in India needing an all-in-one payments and banking stack, with additional products for international payments and virtual multi-currency accounts.

Key Features of Razorpay

Razorpay lists 9 documented features, including 100+ payment methods including UPI, cards, netbanking, and wallets, Zero setup and annual maintenance fees and Payment Links and no-code checkout tools. The list below covers what the product does rather than how it is marketed.

  • 100+ payment methods including UPI, cards, netbanking, and wallets
  • Zero setup and annual maintenance fees
  • Payment Links and no-code checkout tools
  • Subscription and recurring billing management
  • Smart routing for higher payment success rates
  • RazorpayX business banking and automated payouts
  • RazorpayX Payroll for employee payments
  • Route for splitting payments among multiple parties
  • PCI DSS compliant with fraud detection tools

Razorpay Pricing

Razorpay lists 3 plans without published figures. Pricing is quoted on request.

Standard

2% per transaction

Domestic payment instruments

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Plus 18% GST on platform fees, no setup or annual fees

International Cards

Up to 3% per transaction

Cross-border cards

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Plus 18% GST

Enterprise

Custom

High-volume merchants

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Custom rates with dedicated account manager and 24×7 support

Razorpay Specifications

Razorpay is available on web app and has iOS and Android apps. It offers an API.

Deployment
  • Cloud Based
Billing cycle
Transaction
Desktop
  • Web App
Mobile
  • iOS
  • Android
Languages
  • English
Built for
  • Startups
  • SMEs
  • Enterprises
Support
  • Email
  • Phone
  • Live Support
  • Tickets
Integrations
Shopify, WooCommerce, Wix, Zoho, Tally, WordPress
Public API
Yes
Free trial
No
Free plan
No
Runs in browser
Yes
Customisable
Yes
Website
razorpay.com

Razorpay Videos

Razorpay Screenshots

Razorpay screenshot 1

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Razorpay FAQs

The Standard plan charges a 2% platform fee per successful transaction on domestic cards, UPI, netbanking, and wallets, plus 18% GST on that fee.

No, Razorpay does not charge setup, annual maintenance, or integration fees on its Standard plan.

Yes, international cards are charged up to 3% per transaction, and Razorpay also offers virtual multi-currency accounts for cross-border bank transfers.

RazorpayX is Razorpay's business banking suite offering automated payouts, vendor payments, and payroll processing on separate subscription plans.

Enterprise pricing requires speaking with a Razorpay account manager and is generally available to merchants processing over Rs. 5,00,000 monthly.