Regnology

Regnology provides regulatory reporting and risk technology, and has extended into governed AI powered intelligence for balance sheet and enterprise risk management through its Risk Hub product. The company serves both the institutions that report and the authorities that receive those reports.

Serving both sides is genuinely unusual and consequential. A vendor supplying the supervisor's collection system and the bank's submission system understands the format from both ends, which reduces the mismatches that otherwise consume enormous effort during a reporting cycle.

Governed is the word carrying the weight in the AI positioning. Applying models to regulatory data raises an obvious problem, because a figure submitted to a supervisor must be explicable and reproducible, and a number a model produced without a traceable derivation is not something a bank can defend under examination.

Balance sheet risk has become more prominent for reasons everyone in banking understands. Interest rate movements exposed institutions whose balance sheet risk was understood in principle and not modelled in practice, and supervisory attention followed immediately afterwards. No pricing is published, which is standard for systems sold into regulated institutions.