Payments technology company offering merchant processing, POS, and issuer solutions.
Best Payment Processing Software
Payment processing software allows businesses to handle various B2B payment types. Companies use this software to keep track of payments from business customers and suppliers.
More about Payment Processing Software
Main features include:
- B2B payment handling
- Support for multiple payment methods
- Gathering and sending payment info
- Sending transaction approvals or denials
- Payment rules and terms you can change
- Finding and tracking errors
- Working with financial systems
This software connects with payment gateways, accounting programs, AP automation tools, online shopping platforms, and store checkout systems. Accounting teams use it to ensure they pay on time and avoid mistakes.
To qualify for the Payment Processing software category, a product must:
- Gather and send customer payment details
- Send transaction approvals or denials
- Handle multiple ways to pay
- Set up and monitor custom payment rules
- Spot payment mistakes
- Connect with financial systems
The main benefit is to make B2B payments smoother. It does this by offering a complete system to manage different payment methods, ensure things are correct, and work with other money-related systems.
Payment Processing Software Compared
Compare the 10 most relevant Payment Processing Software options on price, free trial and deployment.
| Product | Starting price | Free trial | Free plan | API | Deployment |
|---|---|---|---|---|---|
 Whop Payments The payments stack for modern day businesses | $0.30 | ✓ | ✓ | ✓ | Any |
 Amazon Pay Checkout solution letting Amazon customers pay on third-party sites with… | 2.9% + $0.30 | – | – | ✓ | Cloud Based |
 Helcim Transparent interchange-plus payment processing with no monthly fees or contracts | Not published | – | – | ✓ | Cloud Based |
 Chase Payment Solutions Payment processing, POS, and merchant services from JPMorgan Chase for… | 2.6% + 10c | – | – | ✓ | Cloud Based |
 Stax Subscription-based payment processing with zero markup on interchange costs | $99 | – | – | ✓ | Cloud Based |
 Stripe Payment infrastructure for accepting cards and payments online, in person,… | 2.9% + $0.30/transaction | – | – | ✓ | Cloud Based |
 PayPal Send, receive, and accept payments online, in person, and across… | 3.49% + $0.49/transaction | – | ✓ | ✓ | Cloud Based |
 Authorize.Net Payment gateway with virtual terminal, recurring billing, and fraud detection. | $25 | – | – | ✓ | Cloud Based |
 Worldpay (FIS) Global payment processing platform, now owned by Global Payments after… | Custom | – | – | ✓ | Cloud Based, Hybrid |
 Adyen Unified enterprise payments platform for online, in-store, and mobile commerce. | $0.13 | – | – | ✓ | Cloud Based |
All Software
21 Best Payment Processing Software Options
Showing 41 - 21 of 21 products
Global Payments is a US-based payments technology company that provides card, digital wallet, and ACH processing for merchants, along with point-of-sale software, integrated payment solutions for software platforms, and issuer processing services. It serves businesses from small retailers to large enterprises across many industries.
In January 2026, Global Payments completed a large acquisition of Worldpay, expanding its global processing footprint, while separately selling issuer solutions assets to FIS. Global Payments does not publish a standard pricing page; merchant rates are quoted individually based on business type, processing volume, and risk profile, and typically include a per-transaction percentage plus a small monthly account fee.
Read Global Payments Reviews Explore additional details
Explore various Keka features, compare the pricing plans, and unlock the potential of seamless operations by selecting the right software for your business.
Features
View all Global Payments Features- Card, digital wallet, and ACH/eCheck processing
- Point-of-sale software (Global Payments Integrated)
- End-to-end encryption and card tokenization
- Recurring billing and card-on-file support
- Automatic card account updater
- PCI compliance guidance for merchants
- Multi-industry merchant onboarding (often within days)
- Issuer processing solutions for financial institutions
Pricing
Global Payments Caters to
- StartUps
- SMEs
- Agencies
- Enterprises
Payment Processing Software Buyer's Guide
Buyers comparing Payment Processing Software usually find the shortlist separates on workflow fit and total cost rather than headline capability. This guide covers what it does, the capabilities worth checking, and how to compare a shortlist.
What is Payment Processing Software?
Payment Processing Software helps teams manage financial processes such as budgeting, costing, billing, forecasting, and financial reporting. In practice the gain is consistency, because everyone works from the same record instead of a personal copy of it. Most products handle the easy cases; the useful test is what happens at the edges of your process.
Key features to look for in Payment Processing Software
Requirements vary, though most credible Payment Processing Software products offer the capabilities below.
- Budgeting and forecasting models
- Automated calculations and rules
- Approval workflows and audit trails
- Integration with accounting and banking systems
- Scenario planning and what if analysis
- Reporting packs and statements
- Multi currency and tax handling
- Role based access to sensitive figures
Benefits of using Payment Processing Software
When the match is good, the outcomes people describe are:
- Less spreadsheet risk and fewer broken formulas
- Faster month end and reporting cycles
- Forecasts that update as actuals arrive
- A clear audit trail for every change
- Finance time moved from data entry to analysis
Who uses Payment Processing Software?
Payment Processing Software is used by finance teams, controllers, analysts, bookkeepers, and business owners. Company size is a weaker signal than workflow match when judging whether an option suits you.
How to choose the right Payment Processing Software
Worth weighing before you commit to any Payment Processing Software option:
- Whether it integrates with your accounting system directly
- How it handles multi currency and local tax rules
- Approval workflows that match how your business signs things off
- Audit trail depth if you are regulated or audited
- How much of your existing spreadsheet logic transfers across
Shortlist two or three and trial each against real work rather than a prepared demo. Involve whoever will use it daily, since day to day usability decides adoption more often than the feature comparison does.
How much does Payment Processing Software cost?
Typically per user each month with tiers based on entities, currencies, or transaction volume. Implementation support is often a separate one off cost. Work out cost at your projected volume, not your current one, and confirm the quoted tier includes what you require.
FAQs of Payment Processing Software
Payment Processing Software covers the operational side of finance work, holding records, scheduling and invoicing together instead of across separate tools.
Generic software leaves you building the finance specifics yourself, whereas Payment Processing Software ships with them at a higher price.
Fit depends on the scale Payment Processing Software was designed for, so check whether the vendor’s typical finance customer resembles your own operation.
Migration support varies across Payment Processing Software, so ask what the vendor imports as standard from your current finance records and what needs manual work.
Payment Processing Software is usually billed per seat or per site each month, and specialist finance tooling generally prices above generic software.
Test Payment Processing Software on genuine finance tasks with the people who will actually use it rather than on a scripted scenario.