Best Mobile Credit Card Processing Software

Mobile credit card processing is an emerging method for accepting payments via card. It enables merchants to process credit and debit cards in unconventional locations, such as outdoor markets and pop-up shops, and is known for its ease of use.

The top mobile credit card processors of 2024 are:

• Square: Known for its innovative POS system.
• SumUp: Offers a cost-effective mobile card reader.
• PayPal Zettle: The mobile card reader from the online payment giant.
• QuickBooks GoPayment: Integrated with small business accounting software.
• Shopify: Provides a comprehensive e-commerce and payment solution.
• PayAnywhere: Offers versatile payment processing options.

To accept credit card payments on your phone:

1. Sign up with a payment processor.
2. Download the payment app.
3. Get a mobile reader if needed.
4. Set up a virtual terminal if entering card info manually.
5. Enter transaction details.
6. Process and send a receipt.

Accept credit and debit card payments directly from your phone with SimplyPayMe’s Point of Sale (POS). Replace your Chip and PIN device and manage your entire business using just the app.

No, you can’t process credit card payments solely with a phone. You need a payment processing service from a merchant services provider. This process involves a network of banks, payment processors, card networks, and merchants.