MobiFin

MobiFin is a platform for institutions that move money, covering digital wallets, agency banking, digital banking, lending, core banking and super apps. Each of those is independently deployable rather than sold only as a suite, and the vendor states each is ready for regulated markets and built for real transaction volumes from the outset. Lifecycle coverage runs from customer onboarding through to settlement, so the platform is positioned as the system of record rather than a layer on top of one.

The distinguishing idea is composition. A product assembly layer turns the platform's existing capabilities into reusable, governed building blocks that are configurable and testable, which the vendor claims makes a new financial product launchable in days rather than months, without disrupting what is already live. Workflow configuration is no-code and AI-assisted, with runtime testing and governance built into the same layer rather than bolted on afterwards.

The individual products address familiar problems. The wallet handles payments, remittances and stored value across consumers, merchants, agents and enterprise from one platform. Agency banking targets the economics of running an agent network, with centralised float management, AI-powered liquidity prediction and operational oversight. Digital banking covers omnichannel journeys for retail and corporate customers, and lending runs origination through repayment for retail, SME and corporate borrowers. Deployment is cloud-native and host-agnostic, available on cloud, on-premise or hybrid, with compliance and reporting frameworks included.