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Whop Payments

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The payments stack for modern day businesses

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  • Deployment Any
  • Starting price $0.30
  • Free trial Available
  • Best for Freelancers, Startups, SMEs

What is Whop Payments?

Whop Payments is a specialized payment infrastructure designed to help entrepreneurs, creators, and global enterprises sell digital products, such as courses, communities, software, and livestreams, with maximum efficiency. Functioning as a comprehensive "payments stack," it replaces the need for complex, multi-gateway setups by orchestrating transactions to the providers most likely to accept them. This intelligent routing and retry logic helps businesses increase revenue by an estimated 6-11% by reducing failed payments. Beyond processing, Whop Payments offers a robust merchant ecosystem that includes a no-code store builder, affiliate management, and dispute resolution. It empowers sellers to reach a global audience by accepting over 100 payment methods (including Crypto and Buy Now, Pay Later options) and facilitating payouts in over 240 territories via ACH, Venmo, CashApp, and more. Pricing: Platform Fee: Free to start with no monthly subscription. Transaction Fee: 2.7% + $0.30 per transaction.

Key Features of Whop Payments

Whop Payments lists 5 documented features, including 100+ payment methods supported, Built-in crypto payments and Same-day and instant payouts. The list below covers what the product does rather than how it is marketed.

  • 100+ payment methods supported
  • Built-in crypto payments
  • Same-day and instant payouts
  • Installment financing options
  • 24/7 human support

Whop Payments Pricing

Whop Payments publishes 1 plan, starting at $2.7 on the Pay As You Go tier. Figures are taken from the vendor's own pricing page.

Standard Pricing

$0.30

per successful card transaction, plus 2.7 percent

Pay as you go with no setup fees and no monthly costs; custom pricing is available for larger volumes.

Whop Payments Specifications

Whop Payments is available on web app, Windows and macOS and has iOS, Android and macOS apps. It offers an API, has a free trial and has a free plan.

Deployment
  • Any
Billing cycle
Yearly
Desktop
  • Web App
  • Windows
  • macOS
Mobile
  • iOS
  • Android
  • macOS
Languages
  • English
Built for
  • Freelancers
  • Startups
  • SMEs
  • Agencies
  • Enterprises
Support
  • Email
  • Live Support
Integrations
Hubspot
Public API
Yes
Free trial
Yes
Free plan
Yes
Runs in browser
Yes
Customisable
Yes
Website
whop.com

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Whop Payments FAQs

Whop Payments is a payment processing stack built for online businesses, communities, and digital product sellers, handling checkout, subscriptions, and payouts in one system.

It's free to start with no monthly fees. Domestic card transactions cost 2.7% plus $0.30 per transaction, with additional charges for international cards and currency conversion.

Yes, it includes built-in crypto payments so customers can pay using major cryptocurrencies.

Whop offers same-day payouts, next-business-day accelerated ACH transfers, and real-time bank transfers where supported.

Yes, integrated financing partners let customers split purchases into monthly installments.