Revolut Business

Revolut Business is a business account built around efficiency, covering multi-currency holding, international payments, spend management and the tools a company needs to operate across borders. Plans are published from a basic tier upward, with the tiering following company size and the volume of international activity.

Holding balances in several currencies is the capability that distinguishes this from a domestic bank account. A business invoicing in euros and paying suppliers in dollars either converts twice through its bank at whatever rate applies that day, or holds both and converts when it chooses, and the second is materially cheaper for any company with regular flows in more than one currency.

Publishing monthly plan prices is unusual among business banking providers and it favours smaller companies. A founder can compare against their existing bank in a few minutes rather than requesting a relationship meeting, which is how this segment has been won.

What should be examined is the conversion allowance rather than the monthly fee. These accounts typically include a volume of currency exchange at interbank rates and charge above it, so the effective cost depends on how much a business actually converts, not on the headline plan price.