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OnPay

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Full-service online payroll, HR, and benefits software for small and mid-sized businesses

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  • Deployment Cloud Based
  • Starting price $49
  • Free trial Available
  • Best for Freelancers, Startups, SMEs

What is OnPay?

OnPay is a cloud-based payroll and HR platform built for small and mid-sized businesses. It handles full-service payroll for both W-2 employees and 1099 contractors, including automatic calculation and filing of federal, state, and local payroll taxes. The platform supports unlimited pay runs, multiple pay schedules and rates, direct deposit, debit card payment, and printed checks at no extra fee, along with year-end tax form generation.

Beyond payroll, OnPay offers HR tools such as employee self-onboarding with e-signatures, document storage, PTO tracking with customizable accrual policies, and organizational charts. It also provides benefits administration, including health insurance brokered in-house, 401(k) integrations, and workers' compensation plans. OnPay integrates with accounting software like QuickBooks and Xero and with time-tracking tools such as Deputy and When I Work. Pricing is a single transparent plan rather than tiered packages.

Key Features of OnPay

OnPay lists 10 documented features, including Full-service payroll for W-2 employees and 1099 contractors, Automatic federal, state, and local payroll tax calculation and filing and Unlimited payroll runs and multiple pay schedules/rates. The list below covers what the product does rather than how it is marketed.

  • Full-service payroll for W-2 employees and 1099 contractors
  • Automatic federal, state, and local payroll tax calculation and filing
  • Unlimited payroll runs and multiple pay schedules/rates
  • Direct deposit, debit card payment, and printed checks at no extra fee
  • Employee self-onboarding with e-signature HR documents
  • PTO tracking with customizable accrual policies
  • Benefits administration (health insurance, 401(k), workers' comp)
  • Prebuilt and custom payroll reports exportable to accounting software
  • Integrations with QuickBooks, Xero, and time-tracking tools like Deputy and When I Work
  • Organizational charts and employee self-service portal

OnPay Pricing

OnPay lists one plan, at $49.

Payroll Essentials

$49

base per month plus $6 per worker

Full service payroll for W-2 and 1099 workers with federal, state and local tax filing and no hidden fees.

OnPay Specifications

OnPay is available on web app and has iOS and Android apps. It has a free trial.

Deployment
  • Cloud Based
Billing cycle
Monthly
Desktop
  • Web App
Mobile
  • iOS
  • Android
Languages
  • English
Built for
  • Freelancers
  • Startups
  • SMEs
Support
  • Email
  • Phone
  • Live Support
Integrations
QuickBooks, Xero, Deputy, When I Work, QuickBooks Time, and various 401(k) and workers' compensation providers
Public API
No
Free trial
Yes
Free plan
No
Runs in browser
Yes
Customisable
Yes
Website
onpay.com

OnPay Videos

OnPay Screenshots

OnPay Comparisons

Side by side comparisons of OnPay against 3 other Payroll Software options listed here.

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OnPay FAQs

OnPay charges a single plan priced at $49 per month plus $6 per employee per month, with the first month free. There are no tiered plans.

No, OnPay does not charge an extra fee per state for businesses with employees in multiple states.

Yes, OnPay supports full-service payroll for W-2 employees and 1099 contractors in the same dashboard.

Yes, OnPay calculates and withholds federal, state, and local payroll taxes, makes tax payments, and files required forms including Form 941 and Form 940.

OnPay integrates with QuickBooks and Xero, along with time-tracking tools like Deputy and When I Work.

Yes, OnPay includes employee self-onboarding, e-signature document storage, PTO tracking, and organizational charts, with additional HR and live HR support available as paid add-ons.