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Zoho Books

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Cloud accounting software with invoicing, expense tracking, banking, and inventory for growing businesses

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  • Deployment Cloud Based
  • Starting price Free
  • Free trial Available
  • Best for Freelancers, Startups, SMEs

What is Zoho Books?

Zoho Books is cloud-based accounting software built for small and mid-sized businesses. It handles invoicing, expense and bill tracking, bank reconciliation, sales and purchase orders, inventory, and tax compliance, with over 50 built-in reports. Higher tiers add multi-currency support, project time tracking, fixed assets, budgeting, cashflow forecasting, and advanced inventory with warehouse management. It integrates with the wider Zoho suite (CRM, Inventory, Payroll) as well as payment gateways and banks.

While positioned primarily as accounting software, Zoho Books includes project and timesheet features that let teams log billable and non-billable hours against projects and convert tracked time directly into client invoices, which makes it relevant to time-tracking workflows for service businesses. It is available as a web app with iOS and Android mobile apps, offers a free plan for very small businesses under a revenue threshold, and a 14-day free trial on paid plans. Pricing is tiered by organization, with limits on users, invoices, and bills that increase at each level.

Key Features of Zoho Books

Zoho Books lists 10 documented features, including Professional invoicing with online payment links and automated payment reminders, Bank feed integration and automated transaction reconciliation and Expense and bill tracking with receipt autoscan. The list below covers what the product does rather than how it is marketed.

  • Professional invoicing with online payment links and automated payment reminders
  • Bank feed integration and automated transaction reconciliation
  • Expense and bill tracking with receipt autoscan
  • Project and timesheet tracking with billable/non-billable hours converted to invoices
  • Sales and purchase order management
  • Inventory management with reorder alerts and warehouse tracking (higher tiers)
  • Multi-currency and multi-language invoicing
  • Sales tax and VAT tracking with automated tax computation
  • Custom workflows and automation via Deluge scripting
  • 50+ built-in financial reports and dashboards

Zoho Books Pricing

Zoho Books lists 6 plans, starting free and running to $275.

Free

Free

1 user + 1 accountant, up to 1,000 invoices/year, businesses under $50K annual revenue

Standard

$20/month ($15/month billed annually)

3 users, up to 5,000 invoices/year

Professional

$50/month ($40/month billed annually)

5 users, up to 10,000 invoices/year

Premium

$70/month ($60/month billed annually)

10 users, up to 25,000 invoices/year

Elite

$150/month ($120/month billed annually)

10 users, up to 100,000 invoices/year, advanced inventory

Ultimate

$275/month ($240/month billed annually)

15 users, up to 100,000 invoices/year, advanced analytics

Zoho Books Specifications

Zoho Books is available on web app and has iOS and Android apps. It offers an API, has a free trial and has a free plan.

Deployment
  • Cloud Based
Billing cycle
Monthly
Desktop
  • Web App
Mobile
  • iOS
  • Android
Languages
  • English
Built for
  • Freelancers
  • Startups
  • SMEs
  • Agencies
Support
  • Email
  • Phone
  • Live Support
Integrations
Integrates with Zoho ecosystem apps (Zoho CRM, Zoho Inventory, Zoho Payroll, Zoho Expense), payment gateways (Stripe, PayPal, Square), banks for feed import, Shopify, and G Suite/Microsoft 365
Public API
Yes
Free trial
Yes
Free plan
Yes
Runs in browser
Yes
Customisable
Yes
Website
zoho.com

Zoho Books Videos

Zoho Books Screenshots

Zoho Books Comparisons

Side by side comparisons of Zoho Books against 3 other Payroll Software options listed here.

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Zoho Books FAQs

Yes, Zoho Books offers a Free plan for businesses with annual revenue under $50,000, supporting 1 user plus 1 accountant and up to 1,000 invoices per year.

Yes, Zoho Books includes project and timesheet tracking so users can log billable and non-billable hours and convert them directly into client invoices, available from the Professional plan and above.

User limits vary by plan, from 1 user plus an accountant on Free up to 15 users on Ultimate. Additional users can be added for $3/user/month (or $2.50 billed annually).

Yes, all paid plans come with a 14-day free trial, no credit card required to start.

Yes, multi-currency support is available starting on the Professional plan, along with multilingual invoicing for global businesses.

Zoho Books integrates with other Zoho apps like Zoho CRM, Zoho Inventory, and Zoho Payroll, as well as banks, payment gateways such as Stripe and PayPal, and platforms like Shopify.