Best Contractor Payment Software

Payoneer is a US-based financial technology company, founded in 2005, that lets freelancers and businesses receive international payments, hold multi-currency balances, and pay vendors or contractors around the world. Users get local receiving accounts in currencies such as USD, GBP, and EUR, can hold funds in 30+ currencies, and send payments in around 70 currencies, with integrations into marketplaces like Amazon, Upwork, and Fiverr.

Payoneer uses a transaction-based pricing model with no monthly subscription fee. An annual account fee of $29.95 applies only if an account receives less than $6,000 in a 12-month period. Receiving, sending, withdrawal, and currency conversion fees vary by payment method and corridor, typically ranging from free to about 4%, and are always shown before a transaction is confirmed. A Payoneer prepaid Mastercard is also available for spending balances directly.

Velocity Global is a global Employer of Record (EOR) and workforce management platform that lets companies hire, pay, and manage employees and contractors in over 185 countries without setting up local legal entities. In September 2025 the company rebranded to Pebl, and the official domain velocityglobal.com now redirects to hellopebl.com. The platform handles in-country payroll, benefits administration, compliance monitoring, immigration support, and employment contract generation, backed by local legal and HR experts and an AI assistant called Alfie.

The service is aimed at mid-market and enterprise companies building distributed international teams. It centralizes headcount, cost, and contract visibility for HR and finance teams, and integrates with common ATS, HRIS, and HCM systems. Pricing is a flat monthly fee per employee, advertised from $399/month per employee as a promotional starting rate, with the standard base fee closer to $599-$660/month per employee depending on commitment term; statutory employer costs vary by country and are added on top, and full quotes require contacting sales.

Multiplier is a global employment platform that helps companies hire, pay, and manage employees and contractors in over 150 countries without setting up local legal entities. Its Employer of Record (EOR) service handles employment contracts, multi-country payroll, multi-currency payments, benefits and insurance administration, expense and leave management, and compliance with local labor laws. The platform also offers standalone contractor management for onboarding and paying international contractors, global payroll services for companies with existing entities, and immigration support for visa processing.

Multiplier centralizes HR, payroll, benefits, and compliance tasks into a single dashboard and integrates with tools like QuickBooks, Xero, BambooHR, HiBob, Workday, and Slack. Pricing is per employee or contractor per month rather than a traditional seat-based SaaS model, with EOR starting at $400 per employee per month and contractor management starting at $40 per contractor per month; global payroll and immigration services require a custom quote from sales.

Oyster is a global employment platform that lets companies hire full-time employees and contractors in over 180 countries without setting up local legal entities. As an Employer of Record (EOR), Oyster takes on the legal employer responsibilities for compliance, payroll, taxes, and statutory benefits in each country, while also offering multi-country payroll, contractor payments, and US PEO services. The platform generates locally compliant employment contracts, manages onboarding and offboarding, and provides local benefits packages tailored to each country's requirements.

Businesses use Oyster to expand internationally and pay distributed teams accurately in local currency, with tools for managing expenses, time off, bonuses, and salary adjustments from a single dashboard. Oyster also offers HR advisory services through its People Partner offering and connects with common HRIS, ATS, and accounting tools. The company is a certified B Corp and says new US employees can be onboarded in as little as 48 hours from contract signature to active payroll.

Papaya Global is a workforce management platform that helps companies hire, pay, and manage employees and contractors across more than 160 countries. Its core offerings include Employer of Record (EOR) and Contractor of Record services for compliant international hiring without setting up local entities, global payroll processing (Payroll Plus and Workforce OS), and Payments OS, a payments infrastructure built on Papaya's own licensed payment rails through its Azimo arm. The platform centralizes workforce data, automates statutory payments, and generates country-specific contracts and compliance documentation.

Additional capabilities include time and attendance tracking, worker wallets, mass onboarding for large workforces, journal entry reconciliation, and BI analytics dashboards. Papaya connects to existing HRIS, ERP, and VMS systems through pre-built integrations and holds SOC 1, SOC 2, ISO 27001, ISO 27701 certifications along with GDPR compliance. It serves mid-market to enterprise companies managing distributed, multi-country workforces, and reports over 35,000 businesses using the platform.

Remote is a global employment infrastructure platform that lets companies hire, pay, and manage full-time employees and contractors in other countries without setting up local legal entities. Through its Employer of Record (EOR) service, Remote employs workers on a client's behalf in 90+ countries using its own owned legal entities, handling local payroll, statutory benefits, tax filings, and compliance. It also offers global payroll processing, contractor management and payments, contractor-of-record services, equity management, and a free built-in HRIS called HR Core.

The platform targets startups, scaleups, and enterprises building distributed international teams. Pricing is transparent and published on the company website, ranging from a free HR Core tier to flat per-employee or per-contractor monthly fees for EOR, payroll, and contractor management, plus custom quotes for larger deployments.

Deel is a global people platform that helps companies hire, pay, and manage employees and contractors anywhere in the world. It combines Employer of Record (EOR) services, contractor management, global payroll, US PEO, HRIS, and an applicant tracking system into a single platform, letting businesses onboard international talent without setting up their own local legal entities. Deel handles local employment contracts, tax filings, statutory benefits, and compliance across more than 150 countries.

Beyond core payroll and EOR, Deel offers tools for contractor invoicing and multi-currency payments in 120+ currencies, background checks, equipment management, immigration and visa support, and AI-powered compliance insights. It is aimed at companies of any size building distributed or international teams, from startups hiring their first overseas contractor to enterprises managing large global workforces, and it operates on a month-to-month billing model without long-term contracts.

Rippling Payroll is a payroll module within the Rippling workforce management platform, built for companies that want payroll unified with their HR, IT, and finance data. It runs U.S. payroll with automatic federal, state, and local tax calculation, filing, and remittance, and supports paying workers across all 50 states as well as in 185+ countries and 50+ currencies through Rippling's global payroll offering. Because employee data, benefits deductions, and salary changes live in the same system, payroll runs automatically pull in changes without manual re-entry, and admins can run off-cycle payrolls at no extra charge.

Rippling is sold as a modular platform: customers pick a base platform plus the specific modules they need, such as Payroll, Benefits Administration, Time & Attendance, or full HRIS. Exact pricing is only available through a custom quote from Rippling's sales team, and published per-employee rates vary depending on which modules are bundled together, so buyers should request a quote for their specific employee count and module mix.

Gusto is a cloud-based payroll, benefits, and HR platform built for small and mid-sized businesses in the United States. It handles full-service payroll including automatic federal, state, and local tax filing and payment, unlimited monthly payroll runs, direct deposit, W-2 and 1099 filing, and support for both employees and contractors. Beyond payroll, Gusto offers employee benefits administration such as health insurance through licensed brokers, 401(k) retirement plans, HSA/FSA and commuter benefits, and workers compensation.

The platform also includes HR tools like hiring and onboarding workflows, time tracking and PTO management, performance reviews, and an employee self-service app. Plans scale from a single-state payroll tier up to a premium tier with dedicated support and certified HR experts, plus a contractor-only option for businesses without W-2 employees. Gusto integrates with over 650 accounting and business apps and serves more than 500,000 businesses.