Nortridge Loan Software

Nortridge manages the entire lending lifecycle from application and underwriting through servicing and payoff on one connected platform, combining out of the box capability with configurable workflows.

It supports revolving, installment, commercial, consumer, auto and real estate loans on the same platform, which matters for lenders whose portfolio is genuinely mixed. Running separate systems per loan type is how most lenders end up unable to answer basic portfolio questions without reconciling three databases by hand.

Collections and default management is where the product makes its strongest claim, covering early stage through final disposition with what the company calls unmatched accounting capability for non-accrual, charge-offs and bankruptcy. That accounting detail is the hard part, since the moment a loan stops performing the arithmetic stops being straightforward and the regulatory consequences of getting it wrong begin.

Payment processing covers ACH, credit, debit and lockbox with real time processing and detailed reporting, and reporting offers thousands of report variations. Two way integrations connect third party systems, and an expert consulting team provides professional services. Unusually for enterprise lending software, Nortridge publishes its full rate card openly, starting at 1,200 dollars per month for up to three full users, with modules, user tiers, training and consulting all itemised.