Sagent

Sagent modernises mortgage servicing through Dara, a unified platform combining core servicing, consumer experience, default management and analytics with real time end to end data.

Dara RegIQ is the component worth the most attention. It embeds regulatory context directly into servicing operations, organising every rule and guideline across government loan programmes into a structured, searchable system that instantly identifies which processes a new or changed requirement affects. That last capability is the valuable one, because the hard part of mortgage compliance is not reading a rule change but working out which of several hundred operational processes it touches, a task normally done by a person with long memory and a spreadsheet.

Dara Predict builds propensity and recapture models from live servicing data to increase retention and revenue while surfacing patterns, risks and opportunities. Dara AI introduces agentic automation into servicing workflows, and Sagent is notably careful in how it frames this: focused on execution rather than experimentation, working with real time data to reduce manual effort while preserving control, auditability and regulatory confidence.

Core provides essential real time daily servicing and compliance at any scale for all loan types. Consumer is a mobile first experience for homeowners to manage mortgage detail, resolve hardships quickly and reach human advice. Default covers decisioning, automated workflows, collections, loss mitigation, claims, foreclosure and bankruptcy with an attorney network. A proven migration approach reduces switching risk. Pricing is not published.