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Yodlee

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Open finance data aimed at wealth management and lending rather than at developers

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  • Deployment Cloud Based, SaaS
  • Starting price Not published
  • Free trial Not offered
  • Best for Medium Business, Large Enterprise

What is Yodlee?

Yodlee provides financial data aggregation and analytics through open finance APIs, sold by outcome rather than by endpoint: wealth management, business financial management, payment enablement and data intelligence, across retail banking, technology, lending and merchant payments.

Positioning around wealth management is what separates this from the developer facing aggregators. A wealth platform needs a household's complete asset picture including accounts held elsewhere, because advice given without visibility of the assets a client holds at another institution is advice given blind. That is a harder aggregation problem than a payments use case, requiring investment positions and cost basis rather than a balance and a transaction list.

Selling to the institution rather than to the developer follows from that, and the site reflects it, organised around industries and business outcomes instead of API references. The buyer is a bank product owner asking what this will let them offer, not an engineer comparing response formats.

Longevity matters in aggregation more than in most software. Coverage is built institution by institution over years and cannot be replicated quickly, which is the real asset behind any of these products, and the reason incumbents in this category are rarely displaced on features alone.

Key Features of Yodlee

  • Financial account aggregation
  • Open finance permissioned data APIs
  • Wealth management client intelligence
  • Business financial management for SMBs
  • Payment enablement and account verification
  • Data intelligence and analytics
  • Retail banking personalisation
  • Lending insights
  • Merchant and embedded finance data
  • Investment and asset data beyond balances

Yodlee Pricing

Not published

Not published

No rate is published. Sold through an enterprise process to financial institutions, priced on data products and volume.

Yodlee Specifications

Deployment
  • Cloud Based
  • SaaS
Desktop
  • Web App
Built for
  • Medium Business
  • Large Enterprise
Support
  • Email
  • Phone
  • Knowledge Base
Public API
Yes
Free trial
No
Free plan
No
Runs in browser
No
Customisable
No
Website
yodlee.com

Yodlee Videos

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Yodlee FAQs

No rate is published. Yodlee sells through an enterprise process to financial institutions, so pricing depends on the data products taken and volume.

A wealth platform needs a household's complete asset picture including accounts held elsewhere, because advice given without visibility of outside assets is advice given blind.

It requires investment positions and cost basis rather than a balance and a transaction list, across institutions that expose that data inconsistently.

A bank or platform product owner rather than a developer. The site is organised around industries and outcomes instead of API references, which tells you who it is written for.

Coverage is built institution by institution over years and cannot be replicated quickly, which is the real asset behind any aggregation product.