Runa

Runa is payout and rewards infrastructure covering gift cards, single-load and reloadable prepaid Visa cards, push to card transfers and a white-labelled gift card commerce platform, delivered through Runa Send and Runa Shop.

Offering reloadable cards alongside single-load ones is the capability that separates Runa from a pure gift card provider, and it opens a different set of use cases. A single-load card suits a one-off incentive, while a gig economy platform paying the same worker weekly needs a card that can be topped up rather than reissued, and the recipient keeps one card rather than accumulating a drawer full.

Push to card is the third mechanism and it is the fastest of the three, sending funds directly to a recipient's existing debit card using the card networks rather than the banking system. For payouts that need to arrive in minutes rather than days, that is the difference between a workable product and a support queue.

Runa Shop is a distinct proposition, providing white-labelled gift card commerce so a platform can sell gift cards under its own brand rather than only distributing them as rewards, which turns a cost centre into a revenue line. The industry list covers banking and fintech, direct selling, employee engagement, the gig economy, influencer and affiliate marketing, loyalty, research and surveys and video gaming and esports. Developer documentation is published. Rates are not published.