TurnKey Lender

TurnKey Lender provides digital lending automation spanning loan origination, loan management and servicing, debt collection, and AI-based credit scoring and decisioning, positioned as covering the full lending lifecycle rather than one stage of it.

Including debt collection alongside origination is what makes the coverage genuinely end to end, and it is the stage most lending platforms omit. Collection is where lending economics are actually settled, since a loan that originates smoothly and then defaults uncollected costs more than one that never originated. Efficient strategies across all collection phases is offered as a distinct product, and having it on the same platform means the origination data informing the collection approach is already present.

TurnKey Lender AI-based credit scoring covers both consumer and commercial credit, which is a meaningful distinction because the two rest on different evidence. Consumer scoring works from bureau data and behaviour, while commercial assessment reads financial statements, trade references and sector risk, and a system claiming both has built two different models.

The TurnKey Lender solution range is unusually broad, covering consumer lending, commercial lending, buy now pay later, banking automation, peer to peer, underwriting, loan servicing, risk management and a decision management system. Buy now pay later being offered as in-house capability rather than a third-party integration lets a merchant own the customer relationship and the credit decision rather than handing both to a provider. An API and integrations connect third-party data and tools. Pricing is not published.